In recent years, the popularity of rideshare services such as Uber and Lyft has skyrocketed. These convenient and affordable transportation options have revolutionized the way people travel, offering a quick and easy way to get from point A to point B.
However, along with their rapid growth, there has been an unfortunate increase in rideshare accidents. If you find yourself harmed while utilizing an Uber or Lyft, hiring an attorney becomes crucial to protect your rights and seek fair compensation.
Contributing Factors to Increase in Accidents
The surge in rideshare accidents can be attributed to various factors. First and foremost, the sheer volume of rideshare vehicles on the road has significantly increased. With more drivers joining these platforms to earn extra income, the chances of being involved in an accident naturally rise. Additionally, the nature of rideshare work can contribute to the occurrence of accidents. Rideshare drivers often work long hours, leading to fatigue and decreased focus, which can increase the risk of collisions.
Another contributing factor to rideshare accidents in San Antonio is distracted driving. The use of smartphones and GPS navigation systems by rideshare drivers can divert their attention from the road, making them more susceptible to accidents. Moreover, since drivers are constantly interacting with their rideshare apps and receiving passenger requests, they may feel rushed to pick up and drop off passengers quickly, potentially compromising safety.
Complicated Insurance Claims
When involved in a rideshare accident, if you are an accident victim, it is crucial to understand that the insurance coverage can be complex. Rideshare companies typically provide insurance coverage, but the specifics depend on the driver’s activity at the time of the accident. The coverage varies between different stages:
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Offline or the App is Off: If the Uber or Lyft driver is not actively using the app or is not available to accept rides, their personal auto insurance coverage applies.
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App is On, Waiting for a Ride Request: When the driver has the app on and is available for rides, but has not accepted a request, both the driver’s personal insurance and the rideshare company’s contingent liability coverage may come into play. However, the coverage limits during this stage are often lower than during an active ride.
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En Route to Pick Up a Passenger or During the Ride: Once the driver has accepted a ride request and is on the way to pick up the passenger or during the ride itself, the rideshare company’s commercial insurance coverage typically applies. This coverage usually has higher limits and may cover the passenger and other affected parties involved in the accident.
The Importance of Hiring a Knowledgeable Rideshare Accident Attorney
Navigating through the insurance claims process after a rideshare accident can be complex and overwhelming for victims. This is where hiring an experienced rideshare accident attorney in San Antonio becomes crucial. A skilled attorney specializing in rideshare accidents can help you understand your rights, navigate the legal intricacies, and maximize your chances of receiving fair compensation.
One of the key benefits of hiring an attorney is their ability to conduct a thorough investigation into the accident. They will gather evidence, interview witnesses, obtain the rideshare company’s records, and analyze any available video footage from the vehicle or surrounding area. This comprehensive investigation aims to establish liability and strengthen your case.
Moreover, an attorney will ensure that all necessary paperwork is filed correctly and within the required timeframes. They will communicate and negotiate with the insurance companies involved, protecting your interests and preventing you from being taken advantage of by insurance adjusters seeking to minimize their payouts.
Insurance Companies Have Excellent Legal Representation – You Should Too
It is essential to recognize that insurance companies are primarily focused on their bottom line and may not prioritize your best interests. They may attempt to settle your claim quickly and for an amount far below what you deserve. However, with a skilled rideshare accident lawyer by your side, you have an advocate who understands the value of your claim and will fight tirelessly to ensure you receive the compensation you deserve.
In rideshare accidents, the compensation sought may cover various aspects, including medical expenses, rehabilitation costs, lost wages, pain and suffering, and property damage. An attorney will work with medical experts, economists, and other professionals to accurately assess the long-term impact of your injuries and calculate the appropriate compensation to help you rebuild your life.
Lastly, hiring an attorney provides you with peace of mind during a challenging and stressful time. Dealing with the aftermath of an accident, recovering from injuries, and managing the legal complexities of filing a personal injury claim can be overwhelming. By entrusting your case to a skilled attorney, you can focus on your physical and emotional recovery, knowing that your legal rights are being protected.
